NDIS Carer Insurance

Insuring Sole Traders and Disability Support Workers Under the NDIS

Get a quote
We Heart NDIS_2020
Coverage Available
  • Public & Products Liability
  • Professional Indemnity/Medical Malpractice
  • Business Tools/Equipment
  • Cyber Insurance
  • Management Liability
icon
All Occupations

Coverage options for all occupations
& policy types.

icon
Australia-wide Coverage

Providing insurance for NDIS providers/contractors Australia wide.

icon
Competitive Premiums

Premiums starting at $150.
Monthly funding options available.

Disability support workers play a crucial role in providing assistance to individuals with disabilities. They help with personal care, medication management, emotional support, household chores, and accompany clients on outings. As the demand for NDIS services increases and more individuals become self-employed carers, specialised insurance is essential to meet their unique needs.

What Insurance Is Required?

For individuals operating as sole traders under the NDIS (National Disability Insurance Scheme), insurance for disability support is essential. As an NDIS registered provider, you face new business risks because you will be signing new NDIS service agreements and handling the personal information of NDIS participants. If you are an NDIS registered provider, make sure you have the necessary insurance cover required by the NDIS commission: public liability, professional indemnity and workers' compensation (if applicable).

How Do I Meet The Requirements?

To meet the requirements, you should consider obtaining both public liability insurance and professional indemnity insurance, as these insurance covers ensure protection against any unexpected events or accidents while offering professional services to clients.

  • Public Liability insurance protects you from third-party claims. This type of insurance will assist you in the event of property damage or bodily injury to clients or members of the public.
  • Professional Indemnity insurance will assist you in the event of negligence or breach of duty as a disability support worker. It covers claims arising from your services, protecting against client losses.

Ready to Get Started?

Get your NDIS insurance quote today and ensure you're properly covered.

Get Quote Now

Frequently Asked Questions

As an NDIS provider, you typically need Public Liability insurance and Professional Indemnity insurance. Public Liability covers third-party claims for property damage or bodily injury, while Professional Indemnity protects against claims arising from your professional services.
The cost of NDIS provider insurance varies depending on factors such as your specific occupation, coverage limits, and business size. Premiums can start from as low as $150, with monthly funding options available.
Yes, even as a sole trader NDIS provider, you are required to have appropriate insurance coverage. This typically includes Public Liability and Professional Indemnity insurance to meet NDIS Commission requirements.
Public Liability insurance covers third-party injuries or damages, whereas professional indemnity insurance caters to claims arising from mistakes or negligence related to your professional services. Public Liability deals with injuries to third parties. For example, if you bump a trolley into another shopper causing injury, Public Liability covers that. Professional Indemnity covers claims from your advice or services gone wrong—like giving medication guidance leading to an adverse reaction.
While not always mandatory, Cyber Insurance is increasingly important for NDIS providers who handle sensitive client information. It protects against data breaches, cyber attacks, and other digital risks.
Get multiple quotes from insurers and underwriting agencies.
Start your quote by filling out the form below